Buy with as little as 3.5% down. Monica Schafer helps Montana first-time buyers navigate FHA loans through Pink Home Loans.
Monica Schafer, Broker Owner
Pink Home Loans LLC
Phone: (720) 706-4663
Email: [email protected]
NMLS# 866779
Company NMLS# 2269324
Licensed in: CO, MT, OK, WY
For information purposes only. This is not a commitment to lend or extend credit. Information and/or dates are subject to change without notice. All loans are subject to credit approval. Pink Home Loans, LLC NMLS # 2269324 Equal Housing Opportunity, 2022 All Rights Reserved
Buy with as little as 3.5% down. Monica Schafer helps Montana first-time buyers navigate FHA loans through Pink Home Loans.
LOAN PROGRAMS
Achieve homeownership with as little as 3.5% down. Monica at Pink Home Loans helps Montana first-time buyers navigate FHA credit guidelines, gift funds, and cash-to-close — with government-backed flexibility.
FHA loans are mortgages insured by the Federal Housing Administration, designed to make homeownership more accessible. These government-backed loans offer lower down payments, flexible credit requirements, and are especially beneficial for first-time homebuyers.
Get personalized FHA loan options with no impact to your credit score.
FHA loans have more flexible requirements than conventional loans, making homeownership accessible to more people.
*Subject to AUS Approval
Down payment can come entirely from gift funds from family members.
FHA loan limits vary by area. Here are the current 2026 FHA loan limits by area type.
See how FHA loans compare to conventional mortgages and why they might be the perfect choice for your homebuying journey.
Get answers to the most common questions about FHA loans
Monica will walk you through eligibility, down payment options, and current rates — then shop lenders for the best fit.